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Financial Services
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We cater cost-effective and efficient credit facilities to economically-active citizens with both financial and technical assistance. With our extended additional loan programs and expanded areas of operations, we are committed to assist micro entrepreneurs, farmers, employees, and business owners who are facing constraints inhibiting them to a secure and dignified quality of life.

Non-Financial Services
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As catalyst of poverty alleviation, we are devoted to help our members in reaching their fullest potential in life. We take part into improving their well-being by providing non-credit programs and services to address what they need beyond financial assistance.

Subsidiary Institutions
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Because we always deem of our customers’ needs, we are continuously developing our operations by establishing additional institutions providing quality and cost-effective products and services.

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SMALL BUSINESS LOAN

Offered to small entrepreneurs’ use for additional working business capital with a minimum loanable amount of ten thousand pesos based on cash flow, capacity to pay and business use and collateral requirements.

AGRICULTURAL LOAN

Loans extended for farmers used for additional agricultural fund to finance its agricultural activities. Minimum amount of ten thousand pesos.

SALARY LOAN

Loan extended for those regular and permanent employees of any private or public institutions such as schools, government offices , local hospitals, private offices, etc.

RICE CONSUMPTION LOAN (RCL)

A loan given to clients that aims to help them meet one of their fundamental needs. It is synchronized with their principal loan.

Company Profile

KASAPI was organized on January 3, 2007 by the current President and CEO, Carlito A. Fernando at Talavera, Nueva Ecija making up to his dream to be of service to the community.
Looking back, on January 3, 2007, an office was set up at his home town at Fernando’s residence in Barangay Esguerra, Talavera, Nueva Ecija with only three (3) employees. They have created Pangkabuhayan Group Loan Program which caters for group clients and Pangkabuhayan Individual Loan Program which provides products and services for individual borrowers. They started their first set of releases for eight (8) clients who were also their neighbors at the same barangay, with Five Thousand Pesos (P5,000.00) loan approved amount each client.

    Latest News & Events

  • KASAPI Microfinance bags Gawad MFI awards from LANDBANK

    KASAPI Microfinance bags Gawad MFI awards from LANDBANK

    MANILA, Philippines – On KASAPI’s 10th year of committed service, KASAPI Microfinance and Rural Development, Inc. (KMRDI) was recognized by LANDBANK as the 2nd Place, Outstanding MFI and the Best MFI Availer – Agri-Agra Loans last August 14, 2017 at Philippine International Convention Center.

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  • KASAPI Group celebrates 10th Founding Anniversary, Thanksgiving Party

    KASAPI Group celebrates 10th Founding Anniversary, Thanksgiving Party

    KASAPI Group of Companies marked a decade of fulfilling dreams from its humble beginnings with the celebration of its 10th Founding Anniversary and Thanksgiving Party on December 17, 2016 at Hotel Stotsenberg Clark Freeport Zone, Pampanga with the theme,“Sampung taon ng Kalinga ASerbisyo Alay Para sa Inyo”. 

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  • KASAPI Foundation launches zumba for a cause

    KASAPI Foundation launches zumba for a cause

    KASAPI Foundation enthusiastically pioneered Zumba Bida, a health and fitness program for a cause organized on September 2, 2016 with participants from different departments of Central Office. The main objective of the program is to raise funds for the beneficiaries in the gift-giving activity in Talavera and to promote fun workout activities incorporated with routines to lose weight and be physically fit. 

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  • Ecijanos acquires brand new bus unit

    Ecijanos acquires brand new bus unit

    Ecijanos Travel and Events Corporation, a member of the KASAPI Group, had recently purchased a 45-seat model of King Long bus unit on September 8, 2016 for its operational use. It was named after the institution’s slogan, “Kaagapay sa Paglalakbay” and serves as a remarkable achievement of the subsidiary in 2016. The acquisition has spurred its client turnover as it aids in providing efficient transportation services for both the staffs and clients.

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  • Central Office conducts Year-End Party 2016

    Central Office conducts Year-End Party 2016

    After the highly anticipated 10th Founding Anniversary Celebration and Thanksgiving Party, Central Office employees ended the year in a col­orful revelry as they conducted an annual year-end party on December 29, 2016 held at 3rd flr. Confer­ence Hall, KASAPI Corporate Centre. 

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  • KASAPI Ako Foundation conducts Annual Himig sa Pasko

    KASAPI Ako Foundation conducts Annual Himig sa Pasko

    KASAPI Ako Foundation staff conducted the annual KASAPI Himig sa Pasko: Caroling and Gift-giving activity on December 21 to 23, 2016 for the selected barangays in Talavera. The activity aims to bring hope and gifts that the poor families can share and enjoy together during Christmas.

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  • KMC launches Montage in Talavera

    KMC launches Montage in Talavera

    KASAPI Marketing Corporation (KMC) conducted a blessing ceremony and grand opening of the 2nd clinic of Montage owned and operated by the institution on September 30, 2016 preceded by the General Manager, Ms. Laarni A. Fernando and the KASAPI Group’s President/CEO, Mr. Carlito A. Fernando. The launching of the clinic was essentially made within reach for customers with high demands for cosmetic dermatology services. 

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  • KKPLI, KMRDI branches organize Gawad Pasasalamat

    KKPLI, KMRDI branches organize Gawad Pasasalamat

    KASAPI Microfinance and Lending conducted Gawad Pasasalamat, an annual event dedicated to clients from November 12 – December 10, 2016 as part of celebrating the holiday season and commemorating with another year of partnership with the company. 

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  • Client Story – Empowered and determined

    Client Story – Empowered and determined

    Raising a child is like an ocean journey that has raging storms, rough waves and occasional sunny tranquility. It may be easier enough with a partner, but when you’re doing everything alone, the struggle doubles. 39 year-old Margarita Marano, a mother from Laur, Nueva Ecija stands firm against the test of strength to move forward. 

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  • Client Story – Turning dreams to reality

    Client Story – Turning dreams to reality

    51-year old Demetria Mejia from Dagupan, a wife, a mother of five children, was once a baranggay health worker. With little compensation she receives monthly, she has decided to put up a small sari-sari store and applied a loan in KASAPI Microfinance. She currently has 24 cycles with P19,000 savings. 

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  • Client Story – Strengthened by experience

    Client Story – Strengthened by experience

    Having been wrought by the challenges of life, Antonio Santos, a 56-year-old sari-sari store owner from San Isidro, San Fernando City, Pampanga expresses how he was able to surpass the challenges of life in making a great decision to put up a business that will sustain the necessities of their everyday living. 

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  • Client Story – Made for more

    Client Story – Made for more

    Juliana D.C. Laruya, our client from Tavora, Pugo, La Union has been with KASAPI since November 2012. She has a wonderful family blessed with 8 lovely children. Farming is their main source of income and the extra is generated with the sideline job of the father in carpentry. 

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  • KMC opens Printing Press and Publishing

    KMC opens Printing Press and Publishing

    KASAPI Marketing Corporation commenced the blessing ceremony and soft opening of one of its subsidiary institution, KASAPI Printing Press and Publishing, on October 27, 2016 at Calipahan, Talavera, Nueva Ecija. 

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  • KMRDI organizes end-clients training

    KMRDI organizes end-clients training

    KASAPI Microfinance and Rural Development, Inc. conducted an end-clients training in partnership with National Livelihood Development Corporation for the year 2016 entitled “End-Clients Training and Financial Literacy Seminar”. It was supervised by the Training and Transformation and Research and Development Departments, with the assistance of the Operations. 

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  • SPORTS – KASAPI Team bags inter-commercial basketball champ

    SPORTS – KASAPI Team bags inter-commercial basketball champ

    KASAPI Team brought home the Championship trophy over IVAN’S with score 80-87 in the recently concluded inter-commercial basketball league on May 6, 2016 as part of the celebration of the Feast of the Municipality of Talavera. 

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  • KSPI passes ISO 9001:2015 Certification

    KSPI passes ISO 9001:2015 Certification

    Kaagapay sa Pagsasaka, Inc. (KASAPI Enterprises) takes one step higher in improving its management by achieving its first ISO Certification. ISO International Standards ensure that products and services are safe, reliable and of good quality. For business, there are strategic tools that reduce costs by minimizing waste and errors and increasing productivity. 

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  • KASAPI collaborates with PCIC

    KASAPI collaborates with PCIC

    KASAPI Microfinance and Rural Development, Inc. and KASAPI – Kaagapay sa Pangkabuhayan Lending, Inc. signed an affiliation with Philippine Crop Insurance Corporation on May 2, 2016 at the PCIC Head Office, Diliman, Quezon City. 

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  • KASAPI opens Montage Skin Science Aesthetics at San Jose City

    KASAPI opens Montage Skin Science Aesthetics at San Jose City

    A story of beautiful skin began to unfold as a new franchise unit of Montage Skin Science and Aesthetics was established as a part of the KASAPI group of companies’ expansion and development. Through the business franchise affiliation, Montage held its grand opening on July 8, 2016 at Unit 10 Mokara Building, Bascos Street, Abar 1st, Maharlika Highway, San Jose City, Nueva Ecija. 

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  • KASAPI scholars attain college degree

    KASAPI scholars attain college degree

    3 of the 13 beneficiaries of Kaagapay sa Edukasyon Scholarship Program recently achieved their Bachelor’s degree this academic year 2016-2017. 

    Scholars Laira D. Rayo and Kimberly B. Martin graduated at Nueva Ecija University of Science and Technology – Talavera Campus with the degree of Bachelor of Elementary Education and Bachelor of Science in Information Technology respectively while Krizza Faye P. Purificacion achieved her Bachelor’s degree in Entrepreneurship at Central Luzon State University.

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  • Employees’ Spotlight – A Life’s Metamorphosis – Jamil D.C. Yap

    Employees’ Spotlight – A Life’s Metamorphosis – Jamil D.C. Yap

    As KASAPI Group of Companies never stops believing in their employees and continuing the life changing stories from their humble beginnings to a goal attained scene, this article features a full grown KASAPI story that entails perseverance leading to professional growth and individual achievement.

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